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Inflation and General Economic Direction
close to being a term-savings instrument. It is in direct head-on competition for the savings dollar with ... being in term insurance. But those are the three primary reasons. As I illustrated graphically, historically ...- Authors: James F A Biggs, Irwin T Vanderhoof, John Mara
- Date: May 1981
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Economics>Macroeconomics; Life Insurance
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Non-Smokers Policies
of Medicine of _arch of last year estimated that direct health costs attributable to cigarette smoking ... who smoked "high" tar-nicotine cigarettes. If you care to research this further you can see the article ...- Authors: Daniel Case, Michael Cowell, Marshall H Lykins, Elena O. Nightingale, Nathan Maccoby
- Date: Oct 1979
- Competency: External Forces & Industry Knowledge; Technical Skills & Analytical Problem Solving
- Publication Name: Record of the Society of Actuaries
- Topics: Life Insurance; Life Insurance>Pricing - Life Insurance
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Interest Rates Are On The Move: Is Your Company Prepared?
and variable annuity are going to have minimal direct impact, although I would have said that's more ... implementation. You can do duration analysis that will take care of a lot of the weaknesses that Ross mentioned if ...- Authors: Henry M McMillan, Ross Bowen, David Weinsier
- Date: May 2003
- Competency: External Forces & Industry Knowledge; Technical Skills & Analytical Problem Solving
- Publication Name: Record of the Society of Actuaries
- Topics: Annuities; Finance & Investments; Life Insurance
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Banks and Insurance
Italy_/_ V////_ _] Directsalesforce Netherlands _ Direct marketing Spain I I I 0% 25% 50% 75% 100% " ... Banking Enterprise Work site Investment management Direct MR. DOUGLAS A. FRENCH: My presentation will concentrate ...- Authors: Douglas French, Robert O Young, Donald E McNees
- Date: May 1995
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Economics>Financial markets; Finance & Investments>Banking - Finance & Investments; Life Insurance
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Effective Product Management
Marketing division. The Financial division has primary responsibility for determining product line profit ... reasonable stream of earnings. MS. NEENAN: Our primary product management tool is a five-year financial ...- Authors: Daphne D Bartlett, Allen D Booth, John Fritz, Alice M Neenan
- Date: Jun 1977
- Competency: External Forces & Industry Knowledge; Technical Skills & Analytical Problem Solving
- Publication Name: Record of the Society of Actuaries
- Topics: Annuities; Health & Disability>Disability insurance; Health & Disability>Health insurance; Life Insurance
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Treatment of Existing Life Insurance Policyholders in Times of Rapidly Changing Economic Conditions
our books. Retention of existing business is a primary factor of defensive motivation. The next category ... force, Mr. Rugland accurately described the two primary motivating forces for Northwestern Mutual as being ...- Authors: Michael B Hutchison, Sidney A LeBlanc, James Reiskytl, Walter Rugland, Dale R Gustafson
- Date: Oct 1980
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Life Insurance
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Distribution Systems For Investment-Oriented Products
including a few with mutual companies. But our primary business is to manufacture variable life insurance ... secondary, while the life insurance tax shelter is primary. Qualification as a life insurance contract does ...- Authors: Charles Carroll, Charles A Nichols, Frank Sieni, Richard D Jameison
- Date: May 1984
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Life Insurance
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Up-to-the-Minute News Flash on Regulatory Developments
adopted as it is as a nationwide standard, the primary reason being risk classification. Mr. Foley: ... the point where, as a regulatory actuary whose primary goal in life is consumer protection we continue ...- Authors: Thomas C Foley, Donna Claire, Sheldon Summers
- Date: Jun 1998
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Annuities; Life Insurance
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Product Update-Individual Life
over-insurance that does exist. I would say that the primary focus of this resurgence of the first-to-die market ... MR. STEPHEN H. FRANKEL: You mentioned that your primary market was buy-sell. One of the authors in the ...- Authors: Douglas Doll, Anne Katcher, W Steven Prince, Application Administrator, Sandra Potasky
- Date: Oct 1991
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Life Insurance
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Understanding the Ratings Process
will note that the company in the view of the primary analyst has superior capitalization, excellent ... analysis. The following is the analysis in which the primary analyst has established the strengths and weaknesses ...- Authors: Frank Buck, Mark Puccia, Jack Z Reichman, Phillip Tsang, Andrew Desky, Charles F Titterton
- Date: May 1995
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Life Insurance; Public Policy